About Obsidian

Investment Philosophy

Services

Partnerships

Central Insights

Consultation

About Obsidian

Investment Philosophy

Services

Partnerships

Central Insights

Consultation

About Obsidian

Our Purpose and Aspirations

For British expatriates in Singapore seeking financial clarity and confidence.

About Obsidian

Our Purpose and Aspirations

For British expatriates in Singapore seeking financial clarity and confidence.

About Obsidian

Our Purpose and Aspirations

For British expatriates in Singapore seeking financial clarity and confidence.

Built upon years of advising expatriates in Asia and having encountered many who have informed of the opacity commonplace amongst many financial institutions, Obsidian was created to stand out as a beacon for professional good.





Our services are truly client-led and dedicated to listening to, educating, and empowering clients, clearly explaining all aspects relevant to their Financial Planning needs. We build long-standing relationships with our clients, becoming their trusted partner, centred around their objectives, not ours.

Mission

To empower British expatriates in Singapore to achieve financial confidence through bespoke, tax-optimised strategies anchored in 16 years of regional expertise and unwavering client advocacy.

Vision

To redefine financial stewardship in Singapore by becoming the most trusted partner for generational wealth planning, where every client’s financial journey is navigated with precision, empathy, and cross-jurisdictional guidance.

Core Values

Client Centred Integrity

Every recommendation adheres to a strict client-first ethos, eliminating conflicts of interest inherent in large institutions’ proprietary product sales.

Transparent Partnership

Obsidian operationalises transparency through fee-based solutions, highly liquid investment structures, and penalty free access to capital at all times. Clients know exactly what they’re paying and can move on at any time if they feel they’re not getting value.

Intergenerational Legacy and Relationships

Obsidian’s commitment goes beyond individual clients; we ensure their financial success extends to their loved ones, reinforcing a legacy of financial security.

Cross-Border Expertise

Leveraging our relationships with quality partners in the UK and Australia, alongside our access to specialised UK and Australian non-resident tax guidance, this value addresses and helps close the tax literacy gaps faced by many expatriates based in Singapore.

Emotional Stewardship

Obsidian applies just as much focus on behavioural finance and the emotional impact that comes with investing, as we do to the academic backing to our investment solutions.

Investment Philosophy

At Obsidian, our investment philosophy centres on a disciplined, evidence-based approach grounded in rigorous research and long-term value creation. Here are the pillars that define our strategy:

Efficient Market Hypothesis

Evidence-based, Low-cost solutions

Strategic, not tactical allocation

Transparency and Liquidity

Access to specialist management

Discover our Approach
Discover our Approach
Discover our Approach

Locations

Singapore

Strategically positioned in Asia's financial hub, our Singapore office serves as the gateway for British expatriates navigating complex cross-border wealth management. We understand the unique challenges of managing UK financial obligations while maximising the opportunities that Singapore's business-friendly environment provides. Our deep regional expertise, combined with comprehensive UK knowledge, enables us to address the specific needs of expatriates who have made Singapore their home, for however long that might be.

Our trusted network of experts
Our trusted network of experts
Our trusted network of experts

Shaun & Alix R

Retired

We have known Sam Barrie for more than a decade whilst working in Asia. Throughout this period Sam has worked diligently on our behalf. We have continued to work with him not only because of his tireless work and impressive knowledge, but also because of his motivation, strong ethics and commitment to his individual clients. We would have no hesitation in recommending Sam to others.

Shaun & Alix R

Retired

We have known Sam Barrie for more than a decade whilst working in Asia. Throughout this period Sam has worked diligently on our behalf. We have continued to work with him not only because of his tireless work and impressive knowledge, but also because of his motivation, strong ethics and commitment to his individual clients. We would have no hesitation in recommending Sam to others.

Shaun & Alix R

Retired

We have known Sam Barrie for more than a decade whilst working in Asia. Throughout this period Sam has worked diligently on our behalf. We have continued to work with him not only because of his tireless work and impressive knowledge, but also because of his motivation, strong ethics and commitment to his individual clients. We would have no hesitation in recommending Sam to others.

Schedule your Consultation

In Singapore, an accredited investor (Al) is an individual or entity that meets specific financial criteria set by the Monetary Authority of Singapore (MAS). To qualify as an Al, you must fulfil at least one of these requirements:

• Net personal assets exceeding S$2 million (or equivalent in foreign currency), with a maximum of S$1 million from your primary residence

• Net financial assets* exceeding S$1 million (or equivalent in foreign currency)

• Annual income of at least S$300,000 (or equivalent) in the preceding 12 months

• Hold a joint account with an Accredited Investor, in respect of dealings through that joint account

If you fulfil at least one of these four conditions, you may choose to be deemed as either an accredited investor or a retail investor.

By clicking “Start the conversation today”, you acknowledge that we collect your personal details to respond to your enquiries and provide you with information about our products and services in accordance to our Privacy Policy. We take data protection seriously and place great importance on management, protection and handling of personal data Personal Data Protection Policy (PDPA).

Schedule your Consultation

In Singapore, an accredited investor (Al) is an individual or entity that meets specific financial criteria set by the Monetary Authority of Singapore (MAS). To qualify as an Al, you must fulfil at least one of these requirements:

• Net personal assets exceeding S$2 million (or equivalent in foreign currency), with a maximum of S$1 million from your primary residence

• Net financial assets* exceeding S$1 million (or equivalent in foreign currency)

• Annual income of at least S$300,000 (or equivalent) in the preceding 12 months

• Hold a joint account with an Accredited Investor, in respect of dealings through that joint account

If you fulfil at least one of these four conditions, you may choose to be deemed as either an accredited investor or a retail investor.

By clicking “Start the conversation today”, you acknowledge that we collect your personal details to respond to your enquiries and provide you with information about our products and services in accordance to our Privacy Policy. We take data protection seriously and place great importance on management, protection and handling of personal data Personal Data Protection Policy (PDPA).

Schedule your Consultation

In Singapore, an accredited investor (Al) is an individual or entity that meets specific financial criteria set by the Monetary Authority of Singapore (MAS). To qualify as an Al, you must fulfil at least one of these requirements:

• Net personal assets exceeding S$2 million (or equivalent in foreign currency), with a maximum of S$1 million from your primary residence

• Net financial assets* exceeding S$1 million (or equivalent in foreign currency)

• Annual income of at least S$300,000 (or equivalent) in the preceding 12 months

• Hold a joint account with an Accredited Investor, in respect of dealings through that joint account

If you fulfil at least one of these four conditions, you may choose to be deemed as either an accredited investor or a retail investor.

By clicking “Start the conversation today”, you acknowledge that we collect your personal details to respond to your enquiries and provide you with information about our products and services in accordance to our Privacy Policy. We take data protection seriously and place great importance on management, protection and handling of personal data Personal Data Protection Policy (PDPA).

Appointed Representative of Synergy Financial Advisers.

About Obsidian

Mission & Vision

Core Values

Investment Philosophy

Locations

Investment Philosophy

The investment landscape

Systematic, evidence-based investing

Services

Tailor-made services

Most common questions

Partnerships

Benefits of Partnerships

Access to specialist management

Central Insights

Key Insights

Legal

Personal Data Protection Act (PDPA)

Privacy Policy

Consultation

Obsidian Financial Planning

3 Temasek Ave,

Level 18, Centennial Tower,

Singapore 039190

Tel: +65 6950 0695

Disclaimer | General Advice
Obsidian Financial Planning, a team representing Synergy Financial Advisers Ltd - UEN: 201217738K | FA Licence No. FA100050; Barrie Samuel George, RNF No.: BSG300134621, is an authorised representative of Synergy Financial Advisers Ltd. Telephone: +65 6950 0695. Email: enquiries@obsidianfp.com. Website: www.obsidianfp.com.

The information contained on this website is provided for general informational purposes only and does not constitute financial advice, recommendation, or solicitation to buy or sell any financial product. The views expressed are solely those of the author and do not represent the opinions of any financial institution or regulatory authority. While efforts are made to ensure accuracy, no warranty is given as to the completeness or reliability of the information provided. You should not rely solely on the content herein for making financial decisions and are strongly advised to seek independent, qualified financial advice tailored to your individual circumstances. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Appointed Representative of Synergy Financial Advisers.

Consultation
About Obsidian

Mission & Vision

Core Values

Investment Philosophy

Locations

Investment Philosophy

The investment landscape

Systematic, evidence-based investing

Services

Tailor-made services

Most common questions

Partnerships

Benefits of Partnerships

Access to specialist management

Central Insights

Key Insights

Legal

Personal Data Protection Act (PDPA)

Privacy Policy

Obsidian Financial Planning

3 Temasek Ave,

Level 18, Centennial Tower,

Singapore 039190

Tel: +65 6950 0695

Disclaimer | General Advice
Obsidian Financial Planning, a team representing Synergy Financial Advisers Ltd - UEN: 201217738K | FA Licence No. FA100050; Barrie Samuel George, RNF No.: BSG300134621, is an authorised representative of Synergy Financial Advisers Ltd. Telephone: +65 6950 0695. Email: enquiries@obsidianfp.com. Website: www.obsidianfp.com.

The information contained on this website is provided for general informational purposes only and does not constitute financial advice, recommendation, or solicitation to buy or sell any financial product. The views expressed are solely those of the author and do not represent the opinions of any financial institution or regulatory authority. While efforts are made to ensure accuracy, no warranty is given as to the completeness or reliability of the information provided. You should not rely solely on the content herein for making financial decisions and are strongly advised to seek independent, qualified financial advice tailored to your individual circumstances. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Appointed Representative of Synergy Financial Advisers.

About Obsidian

Mission & Vision

Core Values

Investment Philosophy

Locations

Investment Philosophy

The investment landscape

Systematic, evidence-based investing

Services

Tailor-made services

Most common questions

Partnerships

Benefits of Partnerships

Access to specialist management

Central Insights

Key Insights

Legal

Personal Data Protection Act (PDPA)

Privacy Policy

Consultation

Obsidian Financial Planning

3 Temasek Ave,

Level 18, Centennial Tower,

Singapore 039190

Tel: +65 6950 0695

Disclaimer | General Advice
Obsidian Financial Planning, a team representing Synergy Financial Advisers Ltd - UEN: 201217738K | FA Licence No. FA100050; Barrie Samuel George, RNF No.: BSG300134621, is an authorised representative of Synergy Financial Advisers Ltd. Telephone: +65 6950 0695. Email: enquiries@obsidianfp.com. Website: www.obsidianfp.com.

The information contained on this website is provided for general informational purposes only and does not constitute financial advice, recommendation, or solicitation to buy or sell any financial product. The views expressed are solely those of the author and do not represent the opinions of any financial institution or regulatory authority. While efforts are made to ensure accuracy, no warranty is given as to the completeness or reliability of the information provided. You should not rely solely on the content herein for making financial decisions and are strongly advised to seek independent, qualified financial advice tailored to your individual circumstances. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Core Values

Client Centred Integrity

Every recommendation adheres to a strict client-first ethos, eliminating conflicts of interest inherent in large institutions’ proprietary product sales.

Transparent Partnership

Obsidian operationalises transparency through fee-based solutions, highly liquid investment structures, and penalty free access to capital at all times. Clients know exactly what they’re paying and can move on at any time if they feel they’re not getting value.

Intergenerational Legacy and Relationships

Obsidian’s commitment goes beyond individual clients; we ensure their financial success extends to their loved ones, reinforcing a legacy of financial security.

Cross-Border Expertise

Leveraging our relationships with quality partners in the UK and Australia, alongside our access to specialised UK and Australian non-resident tax guidance, this value addresses and helps close the tax literacy gaps faced by many expatriates based in Singapore.

Emotional Stewardship

Obsidian applies just as much focus on behavioural finance and the emotional impact that comes with investing, as we do to the academic backing to our investment solutions.